CHOOSE AN OPTION
Two ways to get started
Compare our available providers below. Each application opens securely with the provider so you can review current eligibility and terms before making a decision.
SYNCHRONY
Credit financing
Synchrony financing
A revolving credit option that may include promotional financing on qualifying purchases, subject to approval and current offer terms.
- Apply online for a financing decision
- Promotional financing may be available on qualifying purchases
- Use your approved account for eligible Furniture Outlet purchases
Apply with Synchrony
Subject to credit approval. Promotional financing availability and terms may change. Review the provider's current disclosures before applying.
ACIMA
Lease-to-own
Acima lease-to-own
A lease-to-own option for customers who want an alternative way to acquire eligible furniture over time.
- Online application through Acima
- Lease-to-own option for eligible merchandise
- Review payment schedule and total cost before accepting
Apply with Acima
Lease-to-own is not a credit transaction. Costs and terms vary. Review the complete lease agreement and total cost before accepting.
SIMPLE PROCESS
How financing works
1Choose an option
Review Synchrony financing or Acima lease-to-own and select the path that fits your needs.
2Apply securely
Complete the provider's secure application. Approval and terms are determined by the provider.
3Shop Furniture Outlet
Browse furniture online or visit our Los Banos showroom and choose the items for your home.
4Confirm your purchase
Our team can help confirm product availability, delivery details and the next payment step.
NEED HELP?
Not sure which option to choose?
Call or visit Furniture Outlet in Los Banos. We can explain where to apply and help you coordinate financing with your furniture order.
FINANCING FAQ
Common questions
Can I apply before visiting the store?
Yes. Use one of the application buttons above to begin with the financing provider online. Provider approval requirements and terms apply.
Does Furniture Outlet make the credit or lease decision?
No. Applications, approvals, rates, limits, payment schedules and other terms are determined by the financing or lease provider.
Can financing terms change?
Yes. Promotional offers, eligibility requirements and provider terms can change. Always review the current agreement presented by the provider before accepting.
Can you help me after I apply?
Yes. Our team can help coordinate your furniture selection, availability and delivery once you know which financing option you want to use.
Important financing information
Furniture Outlet is not the lender or lease provider. Approval, credit limits, promotional offers, rates, fees, payment schedules and other terms are determined by the applicable provider and may change. Review all current provider disclosures and agreements before applying or accepting an offer.